Just When You Think it’s Safe

I knew when I started this that I would be sharing the good, the bad, and the ugly.

We have been really good with money every since moving.  Not to the point where we really have extra, but to the point where we could buy what we needed for life and the house and still be able to make it to the next payday without freaking out about money or getting hit with overdraft fees.  Somehow this week we really messed up.  We overspent by probably about $150 this weekend and until I get paid next (in a few days) we are kinda screwed.  This isn’t the first time this has happened and probably wont be the last but I’m currently freaking out and have to figure out how to fix today so we wont get overdrafted.  After today we should be ok, unless we get ovrdrafted and then we wont be ok.  ugh I hate this.  I think the most annoying part is that the $150 we blew was supposed to be used to do the perc test.  Now we have to wait until next thursday before we can do it.  I think what I may do is go ahead and apply for the perc test and schedule them to come out sometime after next Wed.  This is definitely the one major problem with building the house ourselves.  The good news is we only have $250 left to pay for renting the excavator.  Money is so stressful.  We also may have to go back to the drawing board with the architect too.  Our architect may have fallen through and if that’s the case we are looking at an addition $2000-$4000 we have not budgeted for.  Ugh, so frustrating.

I’m also still trying to get 100 followers!  Don’t forget to follow the blog!

If you would like to help with the build check out our GoFundMe

Update: We have fixed our current money situation and should be better by tomorrow (whew!!).  My aunt is spotting me $30 until tomorrow (i already have $50 being transferred to my account) and even though they are a big giant terrible bank Chase is pretty great.  I called and told them the situation and they took off the overdraft fee.  Sometimes if you are nice and calm and polite, yet still firm they give you what you want!   I may have also found some designs for our home that will cost us about $400 (yay!!) and everything is starting to look up.  I hate days when I wake up to a freak out.  However, fixing problems gives me a total high.  I am loving life right now.

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